What means personal accident? Personal Accident means any risk you might be exposed to at home or workplace, or during a Sunday walk with your friends, or even in a dinner with your old friends.


We can diversify these risks and scenes. You may be thinking that "For goodness sake! Should I live thinking that something bad can happen to me at any time?". We are just speaking with a single voice.


If you maintain Personal Accident Insurance for once every year, you can put both yourself and your intended healthy future under protection.


Because #lifeiseasier with Gunes Sigorta!


Scope of Coverage

Coverages, provided under your policy, determine the scope of coverage. We recommend you to review your policy to be fully familiar with the extensive service advantages provided under your insurance policy.


  • Accidental death coverage 

          In case of accidental death, indemnity will be paid to the legal heirs or the person(s), indicated under the policy, subject to the policy limits.

  • Accidental total and partial disability coverage

          In case of permanent accidental disability, benefits will be paid subject to the policy limits and disability rates.

          If you wish, you can add the Daily Incapacity and Accidental Treatment Expenses coverages to your policy, extending the scope of your                coverage against accidents.

  • Accidental treatment expenses coverage

          In case of accidental injury, all treatment expenses and the other medical expenses are covered under the policy subject to the policy                    limits.

  • Daily incapacity coverage

          In case of temporary accidental incapacity, indemnity will be paid for each day of incapacity, subject to the policy limits. 


*Important notes:

Provided only to the persons aged 16 - 65, Personal Accidental Insurance is applicable for one year. If you would like to benefit from this insurance for a shorter period, you can also utilize this service for a period of time you would prefer.


*The above-given information is provided to inform users. For further information, please review the terms and conditions of the policies.