Providing you the opportunity to benefit from the advanced diagnostics methods such as MR, Tomography, Effort ECG, Okyanus Ekstra Health Insurance offers you an extensive service network for advanced diagnostics methods besides inpatients treatment.


Not to mention about the life-long renewal guarantee in 3 years without imposing extra premium due to policy utilization...


Because #lifeiseasier with Gunes Sigorta


Scope of Coverage

Coverages, provided under your policy, determine the scope of coverage. And if you have such an extensive health insurance policy, we recommend you not to be content with this general information, but also to look into the coverage items in detail.


Inpatient Treatment Coverage Items

  • Hospital services (Operation, operating room, anesthesia, medicines, laboratory, radiology, etc.)
  • Room, hospital bed, meal and attendant's fees during the period of hospitalization
  • Cornea, kidney, pancreas, liver, heart and lung transplantation
  • ESWL, Gamma Knife costs
  • Coronary angiography
  • All diagnostic biochemical, microbiological, pathological studies, radiological examination and imaging
  • Postoperative physiotherapy
  • Home medical care services to help the insured in daily living activities and support them in social terms
  • Chemotherapy, radiotherapy, dialysis
  • Short-term medical treatments of less than 24 hours (Observation, short-stay) for food poisoning, cast application, simple burn injury treatments, etc.
  • Artificial limb expenses due to loss of any limb caused by an accident ot disease
  • Treatments at intensive care units
  • Dental and nasal treatments due to traffic accidents
  • Treatment costs up to 30.000 Euro in foreign countries


Advanced Diagnostics Methods

  • MR, Tomography, Effort ECG, etc.


Advanced diagnostics methods are covered with a contribution of 20% for the insured while inpatients treatments costs are full covered without any limit at all contracted healthcare providers. Inpatients treatment costs are borne with a contribution of 30% for the insured without any limit in all non-contracted healthcare providers, and the doctor fee is borne up to the two-folds of the fee set out under the minimum tariff fee determined by the Turkish Medical Association.


What are the services provided exclusively for this product?


Check-up Mammography 

All our insured women customers aged 40 and over can utilize the Check-up Mammography service, one of the most effective and successful methods of early diagnosis of breast cancer, at the contracted healthcare provider, determined by our company for this service, once a year.


Check-up PSA 

All our insured men customers aged 40 and over can utilize the Check-up PSA service, one of the most important diagnostics methods of prostate cancer, at the contracted healthcare provider, determined by our company for this service, once a year.



You can benefit from the free check-up service once a year at the contracted healthcare providers.


** "Loyalty Package" exclusive for Okyanus (They want this Package be highlighted)

Once the insured with a lifelong renewal guarantee complete the 5th anniversary of being insured under individual health insurances at Gunes Sigorta, all costs and expenses to arise from such diseases as septal deviation, congenital anomalies, Alzheimer and epilepsy, which are generally not covered, will also be borne!


*The above-given information is provided to inform users. For further information, please review the terms and conditions of the policies.