Having graduated from the Department of Economics of Istanbul University in 1992, Muhammet Lutfu Celebi started his career as an Assistant Auditor at Vakifbank T.A.O. in 1995. Having served as an Assistant Manager and Manager at various branches/units of the said Bank after serving as an Auditor between 1998-2001, Mr. Celebi served as the Director of the Retail Banking Department within the organization of Vakifbank during 2011-2013.

Then, he started to serve as one of the Executive Vice Presidents at Vakifbank as of October 04, 2013, and he has been serving as the Deputy Chairman of the Board of Directors of Gunes Sigorta since June 25, 2019. Mr. Celebi has a good command of English.