Muhammet Lütfü Çelebi graduated from Istanbul University’s Department of Economics in 1992 and started his career as an Assistant Inspector at T. Vakıflar Bankası T.A.O. in 1995. He served as Inspector from 1998 to 2001 and, later, as an Assistant Manager and Manager at various branches and units of the Bank. He served as the President of VakıfBank Retail Banking from 2011 to 2013 and has served as Executive Vice President at VakıfBank since October 4, 2013. Mr. Çelebi acts as the Deputy Chairman at Güneş Sigorta’s Board of Directors as of June 25, 2019. He has a good command of English.